Hit by a Car While Walking in Miami?

People on foot and on bicycles have almost no protection in a collision. If you were hit by a vehicle in a crosswalk, in a parking lot, or while riding, you may have rights under both Florida's no-fault law and a liability claim against the driver.

Your own PIP may cover you

If you or a resident relative own a car with PIP, that policy can generally cover you as a pedestrian or cyclist struck by a motor vehicle. If no one in your household has PIP, the PIP coverage on the vehicle that hit you may apply if you are a Florida resident. The 14-day treatment rule still applies.

If you or a resident relative own a car with PIP, that policy can generally cover you as a pedestrian or cyclist struck by a motor vehicle.

Where Miami pedestrians are at risk

Busy corridors such as Biscayne Boulevard, Collins Avenue, SW 8th Street, Flagler Street and US-1 combine heavy traffic with lots of foot traffic, transit stops and turning vehicles. Nighttime visibility, wide multi-lane roads and drivers turning right on red are recurring factors.

Evidence that helps

• Photos of the crosswalk, signals, lighting and the vehicle
• Nearby business or traffic-camera footage (ask quickly, it is often erased within days)
• Witness contact information
• The crash report number from the responding agency
• Medical records starting from your first visit

Related: Florida PIP Guide · What to Do After a Car Accident · Car accidents